it may be that the statute of limitations has expired on your loan. Please consult an experienced attorney in your area for an answer. It may...

When can I file bankruptcy again?

8 years from the filing date of your earler case. Not 8 years from the discharge date.

In Missouri bankruptcy, if you filed a Ch 13 and it was converted to a 7 which was discharged when can you file again?

You must wait 8 years and one day from the date of the original filing to be eligible for a new Chapter 7 discharge.

yes, filing a bankruptcy stops al garnishment proceedings. You need to consult an attorney in your area familiar with filings of this type.

I have not seen a challenge to discharge of this type in over 42 years of practice.

Would a bankruptcy trustee (chapter seven) try and take social security money that is direct deposited?

Social Security is fully exempt. Trustees know this. Not a concern.

What do I take with me to court? what should I expect?

Don't go. Unless you have responded with a defense the creditor will enter a judgment by default. You have no defense so don't waste your time.

Can the judge liquidate my car for credit card debt?

Your car is exempt from liquidation up to its approximate value. Judges don't liquidate assets or make people find a job. It appears you are...

After acquired property via a gift after bankruptcy filing does not become part of your bankruptcy estate. Section 541 governs this. Unless the...

The automatic stay is in force from the moment of filing. It is likely that the landlord may not have had notice of your filing which is common. If...