I received a call stating I was going to be serve papers for a payday loan back in 2013. said I could set up payment pla to avoi

I agree with the other attorneys. If they are going to serve you with legal documents, let them. You can still file an answer to the lawsuit and...

It could certainly raises suspicions with the trustee. You will likely be required to provide the trustee with a bank statement that covers the...

Can social security benefits be garnished?

Typically not, but some debts owed to the federal government might be able to garnish your social security.

Can my estranged wife be allocated her student loan debt if it means she leaves with more debt than me?

I am tagging this as a family law question for you. It really is not a Debt Settlement or Student Loan questions.

Do I need a bankruptcy lawyer?

Yes, you do need a bankruptcy lawyer.

There telling us there gona try to dismiss our bankrupt because we didn't give them our taxes the last two years

Schedule an appointment to see your attorney. If your Chapter 13 plan called for you to commit your tax refunds to the plan, and you failed to do...

Can creditors immediately forgive debts in response to a debtor declaring bankruptcy?

No. If they forgive the debt after your bankruptcy is filed and send you 1099s for cancellation of debt, you just file an IRS Form 982 and...

If you declare bankruptcy is it possible to recover wages or levies against a bank account that judgement creditors have taken?

Yes. If the creditor took at least $600, and you have the ability to exempt the money, you may be able to recover everything that was garnished...

I am receiving calls from companies saying that they are going to take me to court. Is there anything I can do to make it stop?

Send them something in writing disputing the validity of the debt. Make them prove that you took out this loan and owe them money. I assume that...

At a bankruptcy trustee hearing can I file a declaration stating the person who is requesting BK defrauded me and many others $

I agree with attorney Bunce. The one thing I would add is that the Notice of Bankruptcy Filing that you should have received will give you a...