If I did a chapter 7 BK. ANd I own a primary residence with a first and second trust deed. Will the second be discharged? Thanks

Yes, your personal obligation to repay the 2nd mortgage was discharged in the bankruptcy in 2013 unless you reaffirmed the debt. However, the deed...

Also, make sure to list your name exactly as it shows up on your driver's license and social security card. You will need to provide those to the...

Being summoned to court for outstanding medical bills, what do I do next?

Get proof that your insurance company paid all of the bills and take that to your court hearing on Monday. If you don't have that proof, the only...

I owe over $80,000 in hospital bills & am unemployed. My husband's pay is being garnished. What are my other options?

The creditor has very little incentive to settle with you to accept less money than they are able to receive from garnishing your husband's wages. ...

If my Mom files chapter 7 bankruptcy, and her home is paid off will they take it from her?

Listen to her attorney. Don't even think about having her transfer the house to you. That is the absolute worst thing to do and it would almost...

How long must I wait to file chapter 7 bankruptcy? Do they go by your last bankruptcy file date or discharge date?

You need to be 8 years removed from the filing date of the prior bankruptcy. You would not be eligible for a Chapter 7 just yet (assuming your...

Can a person on disability and also receive a retirement check be sued for an unpaid loan? can one of those checks be garnished

If I am understanding your question correctly, it sounds like you loaned money to a friend and he didn't pay it back. Now, he says he can't be...

If you co-sign for a fannie mae loan, and you default or behind in the payments can they take your Brokerage ira money?

IRAs are typically exempt from creditors, but I am not familiar with North Carolina law. Ultimately, they will foreclose on the home if you or the...

I am wondering how your student loans are supposed to appear on your credit report after bankruptcy?

Your case is now discharged, so you should contact your student loan company now. It says the payment status is current, which is good. I have no...

Can a chapter13 bankruptcy be converted to a chapter7,

Yes, cases can be converted from Chapter 13 to Chapter 7. You need to be eligible for Chapter 7 (meaning you haven't received a discharge in the 8...