Archived
We live in Washinton state and my son was contacted by a debt collector today. He is 17, is this legal, as they would'nt talk2me
Shawn's answer
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Answered on November 23, 2009
The agency was correct in not talking with you they were avoiding 3rd party disclosure you will need to talk with your son.
You will need to...
Archived
I have debt that is in collections and some in garnishment so If I get married would collectors target my husbands income?
Shawn's answer
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Answered on November 23, 2009
You are correct the debt would still be owed if you are married and his income would be considered community property.
You will need to consult...
Archived
How do I collect payment from overdue invoices for contract work I did a few months ago?
Shawn's answer
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Answered on November 23, 2009
The easiest method is to trun the account over to an agency, or collection attorney. You may sue the account yourself in small claims or district...
Archived
How does a promisary note work?
Shawn's answer
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Answered on November 23, 2009
A promissory note is a contract to pay a certian amount to a person at a certian time or times, with or without interest as written.
Good Luck
Archived
Can I sue my mother over the remaining amount on a car loan if she has claimed to pay for the vehicle? (Please see details)
Shawn's answer
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Answered on November 23, 2009
You can sue but proof of the claim will be difficult in addition she will have the defense of bankruptcy and the statute of frauds.
Good Luck
Archived
3rd Party Collection Agency charging convenience fee on top of payment in WA. State
Shawn's answer
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Answered on November 23, 2009
Your logic is right and they cannot add to the debt unless it was authorized in the debt agreement. You need to specify the amounts are applied to...
Archived
I own an LLC that is too low in client base to pay an adv. debt going to collections. Threatens to photo business assets, legal?
Shawn's answer
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Answered on November 23, 2009
The short answer is yes you can exclude them from your premisis unless the person is serving process.
What you are describing is...
Archived
I have an account with a coll. co. and I made a payment can they apply it to an old account that is 18 y/o.
Shawn's answer
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Answered on November 23, 2009
The short answer is yes and they will also apply the payment to interest first. This is an unfair practice and the old debt was unenforcable and...
Archived
A debt creditor was asked to validate, but their accounting was inaccurate. what can I do?
Shawn's answer
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Answered on November 23, 2009
If you admit they were off by $100 you owe the remainder. Therefore the subject of your identity and the service are esatblised and you may proof...
Archived
I would like to send a Debt Validation Letter to a collection company.
Shawn's answer
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Answered on November 23, 2009
Any writing that prperly identifes you and the agency will work. Keep copies and proof of receipt.
You will need to consult with a consumer...
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