You will need to be very careful with the debt consolidation or settlement company many of them are scammers. It is not too late for bankruptcy and...

A finance company has garnished my wages even after I filled out a notorized claim of exemption and request a hearing form.

You will need to consult with a consumer protection lawyer locally. 1. Start keeping a detailed log of all calls and letters and a paper file of...

With the IRS and collection agencies to contend with would it be in my best interest to put home and property in my sons name.

You could do this however if you need to file for bankruptcy this will be aproblem and if you already have a judgment it could be seen as a...

Im being sued by a debt collector. I don't want a judgement on my credit report...Do I fight it or arrange payments and move on?

The defense your friend stated may help if they have a basis in fact. If the collector get a judgment they will not be interested in payments once...

Garnishment ammount laws

In ordinary civil judgments the garnishment of wages is 25% and bank accounts can be attached at 100% but then there will be exemptions under your...

How does the law divide debt between two ex-roomates

Ordinarily the court will not divide a balance between two debtors, because you have a signed agreement from the landlord you will have a defense...

Conempt of court non payment of court ordered judgement for medical expenses

The key to successful collections is information about a “way to go” from the debtor. The debtor's income stream from wages or contracts needs to...

If you know where the debtor gets their money you are at a great advantage, if not you may be able to have your attorney conduct a debtor's...

Do I qualify for small calims court, or any other legal action?

You can attempt a case in small claims if you can prove the debt was owed and you can get the debtor served properly. get all of you evidence and...

Can my short term disabilty be garnished?

I don't practice in your state. In most case disability and retirement income is exempt from attachment by civil creditors. However private...