Archived
My credit card notified me that my account they closed my account. Is it legal for them to still bill me finance charges?
Shawn's answer
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Answered on January 04, 2010
As long as the account is open the can charge according to the contract.
You will need to consult with a consumer protection or bankruptcy...
Archived
Can Navy Federal Credit Union take money out of my acc to pad my husband closed 2 years account
Shawn's answer
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Answered on January 04, 2010
Credit unions and banks insert offset clauses that will allow them to take it.
Archived
Can credit union repossess my vehicle.
Shawn's answer
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Answered on January 04, 2010
If they are on the title.
You will need to consult with a consumer protection or bankruptcy lawyer locally. Many lawyers on this site offer a...
Archived
What are creditor's rights to repossession vehicle, is the debtor entitled to prior notice
Shawn's answer
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Answered on January 04, 2010
If you are on the title and you let local law enforcement know what is going on.
Generally speaking this is just some information for creditors....
Archived
What is the statute of limitations on home remodeling debt that was never finished in the state of illinois
Shawn's answer
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Answered on January 04, 2010
I do not practice in you state but most lien statutes have a short time line, if you get sued you have a good counter-claim.
Good Luck
Archived
Do I need to amend my claim?
Shawn's answer
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Answered on January 04, 2010
I do not practice in your state but post judgment you do not need to amend the caption you already have the judgment. Corporate dissolution require...
Archived
Paying late fee on credit card after balance paid in full
Shawn's answer
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Answered on January 04, 2010
The account sound like it is barred by the statute of limitation.
You will need to consult with a consumer protection or bankruptcy lawyer...
Archived
Can credit card companys place leins on your home if credit cards are not paid
Shawn's answer
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Answered on January 04, 2010
Mr. Myers is quite correct and the need a judgment to place a lien, and lien foreclosure is beyond most collection agencies capabilities for the...
Archived
Can I sue Wells Fargo?
Shawn's answer
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Answered on January 04, 2010
If the payment was in default no matter what you thought they had a right to reposses the collateral. The nly good news here is that the paperwork...
Archived
I have a question concerning the FDCP Act and whether or not to take action of a violator? Or if i even can take action
Shawn's answer
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Answered on January 04, 2010
You can sue the in your local district court because these are persistant violations.
You will need to consult with a consumer protection or...
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