You may have several options from not doing anything ( judgment proof and no assets that could be reached by creditors) , negotiations, payment...

Subject to various exceptions, for community property debts (that are not in categories which are or can be non-dischargeable) the bankruptcy will...

You need to get an attorney right away. There are multiple issues revealed in your facts. There are statutes about the correct courts where to...

Is this a violation of the FRCA?

Check with your attorney to verify, but it is common practice as far as I have heard. You can respond directly to the reporting agencies about...

If you do not have an attorney, you need one. there was a question on the pleadings about this issue. If the creditor/ landlord did proceed in...

Each state may have multiple statutes and law (as well as Federal statutes) affecting how long that a creditor has to start a lawsuit. As you see,...

I had a debtor call my manager at work to tell him that they were sending someone to serve me at work is this legal?

Each state has Fair Debt Collection Practices Acts affecting collection agencies. There are also Federal Acts, as under 15 USC. Some of the...

Yes, they can try. Each state has statutes which protect certain amounts of equity (Difference between lien amounts and value) from collection...

What are the downsides of filing for personal bankruptcy, would that impact obtaining visitor visas in future?

Who may be a debtor under Chapter 7 11 U.S. Code § 109.(a)Notwithstanding any other provision of this section, only a person that resides or...

It does not sound like you are questioning the validity of the judgment. Each state has statutes that describe property that the creditor cannot...