D Do I have to respond to a note for trial and initial statement of arbitrarily?

I agree that you need to talk with an attorney right away. If you do not respond (even without an attorney), you will not have any input into the...

I had an apartment with my ex, after moving out we were told we owed nothing.

Some of the debts awarded to "exes" are not dischargable. Even with her Bankruptcy, the part of the debt she owed to you may not have gone away....

What can a creditor do?

That would be frustrating. Depending on the specific wording of the "opinion", must rating sites allow you to file a response. Carefully worded,...

Received Judgment.

I agree with the answers from the other attorney's. The collection agencies would also appreciate a copy of the other pleadings that were filed...

Audio Recording of Violent Threats?

It would first suggest that you read all of RCW 9.73. The first revelation will be that RCW 9.73.030 is mainly about criminal liability for...

There is a positive side to your credit score. Each time you make a payment on time, there is usually a plus added somewhere on your score. Other...

Can a buy here pay here car lot sue me for voluntarily asking them to take back my car because I can no longer afford it?

Short answer is of course. Issue is they would win? The best suggestion is for you to meet with an attorney to discuss the whole transaction and...

How to remove 5 year old charged off account from my credit report ?

Sometimes, (in fact, most of the time) when "charged off" appears on a credit report, it means the creditor does not think it is worthwhile under...

I need my judgement released

The attorneys are correct. The first step is to demand that the creditor file a Full Satisfaction of Judgment. this is the creditor's duty, and...

Can my ex take back car that’s in my name

Mr. Kelly is correct. The answer to each question he sets out will make a big difference to your options. You really need to go talk with an...