What value will a Chapter 7 Trustee use for your home?

It might depend on where you are. Here, some attorneys use the tax assessed value, some use Zillow and some use an average of the two. A CMA or a...

You can try calling the law firm that filed the paperwork and asking them if you can make payment arrangements. Sometimes, they'll even settle for...

What can I do about a old judgement I found ?

You can try to have the judgment vacated, but you'll have to prove that you were never served, which is difficult. Judges have a tendency, at...

If you quit claimed your interest in the house to your ex, the property is no longer yours and the trustee can’t sell it. It may just be a matter...

Civil suit and small claims?

Talk to a local attorney about filing for bankruptcy. Whether it would help you more than hurt you is a complicated question that depends on your...

Hello, I have a question about debt collection & bankruptcy.

They can't go after your SSI or SSDI, but if you own a home and the creditor gets a judgment against you, they can put a lien on your house. If...

What is the best route to take in this situation?

You may be what’s called “judgment proof”, meaning that even if your creditor got a judgment against you, they wouldn’t be able to collect on it. ...

Filing bankruptcy will only stop the repo temporarily. There are a few different things that could happen. You could file and the lender could ask...

If my check is garnished do debt collectors still collect from the debt?

Get in touch with the debt consolidation company. If the debt was paid off, they can send you proof that you can send to the debt collector so...

You can file bankruptcy even if you’re paying your car loan, if you’re being sued, and/or your wages are being garnished. If your creditors don’t...