Is There a Legal Theory I Can Present For This Scenario?

I don’t usually handle auto repair disputes, but looking at Washington’s statute, you may not have much of a case. The first thing you should try...

Judgement proof mean?

It means that if a creditor got a judgment against you, they wouldn't be able to collect on it because you have no income or assets that they could...

Bankruptcy ?

It's really hard to say. If you filed a Chapter 13, you may be able to get caught up (if you're behind), which may give you about five years. If...

Can debt collector garnish wage from my paycheck after the statue of limitation expired?

If they got their judgment before the statute of limitations expired, then yes, they can garnish you.

Debt buyer hired a law firm, and I received a letter from them to pay within 30 days?

You can try to settle the debts for less than what's owed, negotiate a payment plan, or just pay the debts outright. If you don't have any assets...

Can a credit card debt be settled? Can a student loan be discharged?

You can usually settle a credit card debt, sometimes for as little as 24% of what you owe. Student loans, however, are trickier. You can get a...

Can a law office tack on extra monies to your credit card debt?

Yes, they can add interest and fees. It sucks, but it's legal.

One thing that might be holding up your filing is that your attorney can't file your bankruptcy until they get all of the information from you. ...

WHat?

You can get current on the payments, give the collateral back to the lender, or file bankruptcy. To get current on the payments, you may be able...

In some jurisdictions a judgment automatically becomes a lien against your property. In some, the creditor can file a lien based on the judgment. ...