Do I need to list every item in Part 3 "Describe your personal household items" of Colorado's Chapter 7 bankruptcy petition.?
Rachel's answer
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Answered on May 29, 2017
You can list categories of items like "used furniture", "kitchen items", books, etc. You don't need to list every single thing you own...
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What is my other options for by bankrupcy?
Rachel's answer
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Answered on May 28, 2017
You can pay the debt, try to settle the debt for less than what you owe, negotiate a payment plan, or be sued and then garnished. If you don't...
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What do I do Now?
Rachel's answer
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Answered on May 20, 2017
Call your local legal aid office for help finding free or low cost legal services. Your state bar may also have a lawyer referral service that can...
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What is ERC and debt collection?
Rachel's answer
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Answered on April 30, 2017
The first step is to find out if you actually owe the debt. You can send ERC a debt validation letter which basically just asks them to prove you...
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Should I file for bankruptcy so my ex will be responsible for our joint debt on my credit cards and dept that was accumulated
Rachel's answer
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Answered on April 07, 2017
Assuming you do file bankruptcy, if the credit card debt was awarded to you in your divorce and there's a "hold harmless clause" in your divorce...
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WHat percentage of unprotected assets do CH 7 trustees take in a liquidation? WHat is the minimum ch7 trustee might settle for?
Rachel's answer
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Answered on April 03, 2017
The trustee can only take assets that are worth more than the exemption limit. By the time most people file for bankruptcy, they don't have...
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How an elder lady can give her son power of attorney ?
Rachel's answer
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Answered on March 05, 2017
Try calling Volunteer Legal Services. They can be reached at 206- 267-7070 Tuesday - Thursday from 9 a.m. to noon. They may be able to help your...
My boyfriend used my identity and defrauded me. What are my options to avoid any legal consequences?
Rachel's answer
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Answered on March 03, 2017
You can fill out a police report and an FTC ID theft report and send them both to any company your boyfriend opened a credit card under. You can...
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Is it legal for a finance company (car loan) to continue charging interest even after I gave the car back 3 years ago? Also is
Rachel's answer
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Answered on March 03, 2017
Repossessed cars are regularly sold for a lot less than what's owed on them.
This debt may be past the statute of limitations depending on...
Archived
How do I qualify for the lemon law & get a refund
Rachel's answer
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Answered on March 03, 2017
You may be able to sue under the Magnuson Moss act, which covers used cars. Under that Act, you may be able to get the dealership to replace or...
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