I've been paying a collection place call USA Legal Debt by buying an ITunes card and emailing them pictures of it. It is a fake?

If they're asking for payment in gift cards, it's most likely a scam. Also, they can't just send you to jail, even if they are a legitimate...

If I was a co signer on a car and the buyer fills chapter 13 and later filed chapter 7 do i I have the opportunity to keep car?

You can usually keep the car if you get caught up on the payments, but it may depend on your contract. She was right, though, about the car being...

You may be what is called "judgment proof" since your only income is Social Security and you don't seem to have assets a lien could be filed on. ...

Technically, Washington's lemon law only applies to vehicles with engines. If I'm not mistaken, 5th wheels don't have engines. You may be able...

You don't necessarily need to include your middle name, but it's best to be as accurate as possible. Also, if you have a common name, it will make...

? If you finances a car while in bankruptcy can you put that car under it

If you bought the car after you filed for bankruptcy, your bankruptcy won't discharge your car loan. If you bought the car before you filed, your...

Being sued for a credit debt for1200

You can try calling the creditor and settling the debt for less than what is owed. Usually they'll want the money all at once, though. So if...

What would your consider judgement proof?

Sorry, but your creditors could put a lien on your house to collect a judgment, so you are not judgment proof. You may want to call them and try...

If a debt buyer only buys the debt for pennies on the dollar than why would I owe the debt buyer the full amount that is owed?

You owe the full amount because that is the amount of debt you incurred. The amount the collector bought it for is irrelevant. That being said,...

Can I have the credit cards that my ex husband fraudulently opened taken off my credit report?

You can file a police report and fill out an FTC ID theft affidavit, then send both to all three credit reporting agencies. The FTC's website has...