In addition to what my colleagues have said, keep in mind that your lender may ask you to reaffirm your car loan. This means that you sign an...

Machol and Johannes is a licensed debt collector in WA State. Sometimes a summons and complaint will be served before it's filed with the court,...

Can I get my Chapter 7 bankruptcy opened back up to include student loans?

If your loans are federal student loans, you may qualify for a total and permanent disability discharge. I believe you can apply for free online...

Filing chapter 7 after falling victim to identity theft?

You might try filling out a police report and an FTC identity theft report first. Send those two forms to the credit reporting agencies. They...

Can my wages be garnished in Iowa for strictly credit card debt?

If a creditor gets a judgment against you in that time, then yes, they can garnish you. You can try to get free or low cost help filing bankruptcy...

There’s a slim chance that you may be able to qualify for a Chapter 7 bankruptcy, which wouldn’t require you to make payments on your debts. ...

You may be able to get the judgment vacated, but it will depend on the specific details of your situation. You should speak to an experienced...

Statement in Will - To my daughter _____ I give and devise my residence ______ to become her property absolutely.

In addition to what Ms. Gerhardt said, the house is your sister’s separate property if she bought it before she got married. Also, if she...

Can a debt collector harass you at work?

A debt collector may call you at work unless your workplace is "inconvenient or unusual" such as a hospital, or they know or have reason to believe...

I am now confused if I need or want Bankruptcy.??

You're judgment proof if you don't have any property a creditor could take to satisfy a judgment. So if you don't have an income, a house, or a...