The SOL defense could effectively be used if legal proceedings were initiated *after* the SOL runs out. Here, you can still assert it as a defense...

Status of limitations on credit card debt

My colleague is correct, I'll just add that the SOL may begin tolling later than you think. Many people believe that the 6 years starts when they...

I agree with my colleagues. Post judgment debt negotiation can get expensive quickly. You should call a local, experienced bankruptcy attorney and...

Selling or giving property to someone within 2 years of filing doesn't preclude one from receiving a discharge. Question 10 of the Statement of...

Which Chapter of bankruptcy should I file? What debt can I get rid of?

My colleagues are correct in that while student loans aren't dischargeable, it appears that your other debt would be wiped out in a Chapter 7. In...

Do u need to pay back a 2nd mortgage from foreclosure. its an equity line of credit

My colleagues are correct. You should give some serious thought to calling a local bankruptcy or debt negotiation attorney for a free consultation.

I am going to file for bankruptcy and just found out that the credit card company garnished everything I had in my bank account.

It's possible for you to get some if not all of the garnished funds back IF you file relatively soon. If you don't already have an attorney, I'd be...

Can HOA send me to a collection agency, 4 mo. later take account back, change payment plan & collect fee the agency charged me?

Your chances at getting some of these fees waived or forgiven go up if you retain an attorney, but the HOA may be unwilling to eat any costs that...

Received motion of summary judgment from previous second mortgage, is it best to file bankruptcy now?

You should consult with a local attorney ASAP regarding this matter. If you don't have much in the way of other debt, the attorney for the 2nd...

Employment or L&I??? Can I negotiate a light-duty job offer? The offer I was given will cause hardships for me.

It’s a complex answer which requires more facts than have been provided, and probably a file review to determine the reasonableness of the...