Is it worth pursuing a law suit ? Wells Fargo sent me a per foreclosure notice, even though I am current in my payments.

Washington State has stringent non-judicial foreclosure procedures that mortgage servicers must follow. Unfortunately, those procedures are often...

Bankruptcy chapter 7 violation of automatic stay by creditor re: auto reaffirmation

Without specific information on what was discussed during the calls it is hard to tell whether the creditor violated the stay. That said, it is...

Can NCO collection refuse to contact the dept of license if you pay off a ticket and then demand full payment on all accounts?

Washington's Department of Licensing receives confirmation from debt collectors when your account has been satisfied. Upon confirmation that your...

Debt collectors suing spouse in court, will they be able to garnish or collect from child's college fund?

I agree with my colleagues above, but would add that your husband may have viable defenses that will prevent the collector from getting a judgment....

Getting out a timely written response disputing the debt is very important. Not only should you dispute the debt, but you should also demand...

The short answer is that they can serve you at anytime. The more complicated answer is that the plaintiff's failure to serve you within 90 days of...

Statue of limitations

Do not pay anything if you believe it is past the statute of limitations!. The nature of the debt will determine the statute of limitations. If...

I am getting harassing phone calls about the same debt from different companies on cell, work, and family numbers.

This does sound like a scam. I would check your credit report to see if there are any collections listed that you don't recognize. If you see...

How long does a company have to collect a debt?

In Washington the statute of limitations on credit card debt is 6 years from the date of last payment. If you think the Debt is outside the...

Can a debt collector garnish your wages without informing you first? Should I try to settle with the collector or get a lawyer?

You should speak with a Consumer Debt Attorney. You can find one on this site or on the National Association of Consumer Advocates (NACA) website....