Archived
If I transfer my principal residence into a trust will it be protected from bankruptcy trustee if I file for personal bankruptcy
Gregory's answer
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Answered on October 22, 2008
I would highly recommend against doing this. Consult a bankruptcy attorney to determine if your house is truly in jeopardy. A fraudulent...
Archived
What are the minimum qualifications for filing chapter 7 bankruptcy
Gregory's answer
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Answered on October 20, 2008
If I were you I would contact an atty who practices bankruptcy law. He can work through what is called "The Means Test" which will tell you if you...
Archived
What is the waiting period in between filing for bankruptcy in Oregon state, we filed 6 years ago
Gregory's answer
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Answered on October 20, 2008
You are eligible to file a chapter 13 at this time. I suggest you contact a bankruptcy atty who provides a free consultation to review your...
Archived
Is a credit card company obligated to enter into a payment plan
Gregory's answer
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Answered on October 19, 2008
The collection agency does not have to accept anything less the 100% if it does not want to even if it is the best you can do. You could send in...
What are the usury limits under Washington state law
Gregory's answer
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Answered on October 18, 2008
You are not allowed to charge a late fee unless you have a written contract that so provides. You are entitled to charge interest on the unpaid...
We have $47k in credit card debt, is it better to negotiate with creditors or file bankruptcy
Gregory's answer
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Answered on October 18, 2008
Schedule an appointment with a bankruptcy attorney to review your situation. You can probably find one who offers free initial consultations. What...
We have $47k in credit card debt, is it better to negotiate with creditors or file bankruptcy
Gregory's answer
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Answered on October 18, 2008
Schedule an appointment with a bankruptcy attorney to review your situation. You can probably find one who offers free initial consultations. What...
Archived
What are the advantages/disadvantages with debt consolidation versus bankruptcy
Gregory's answer
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Answered on October 18, 2008
In a chapter 7 the debts are discharged and you do not have to pay them. Some types of debts survive a chapter 7 case and a bankruptcy atty can...
Archived
2 days late on car payment, creditor repossessed car will not give me my personal items what are my rights under WA law
Gregory's answer
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Answered on October 18, 2008
Demand your personal property from them in writing using a certified letter return receipt requested. They should make your property available or...
Archived
What can a creditor do to collect an outstanding debt under WA state collection laws
Gregory's answer
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Answered on October 18, 2008
It is an easy process to use a collection agency. Call one of them in Spokane and they will tell you what documentation they need in regards to the...
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