Questions answered by Gregory J. Jalbert

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Potential business failure in '09. 4 years on lease remaining. Husband is personally signed. Ch 7---is lease discharged?

Gregory's answer | Answered on February 01, 2009

Yes, if he files a chapter 7 case the liability on the lease can be discharged. However, it is not possible to file bankruptcy on only one debt if...

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I cannot afford my condo. with my new $50k+ assessment. Is it time for a deed-in-lieu of foreclosure?

Gregory's answer | Answered on January 31, 2009

My best advice to you is to seek the advise of a competent bankruptcy lawyer in your area. Most bankruptcy lawyers offer a first visit free...

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Should we file for bankrutpcy?? I'm so tired of being afraid to answer my phone!!

Gregory's answer | Answered on January 30, 2009

I would definitely suggest you sit down with a bankruptcy attorney to review your options. Many, like myself, give free initial consultations so...

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Is an Equity line of credit an unsecured dept if my home value has droped lower than my original loan?

Gregory's answer | Answered on January 30, 2009

You need to look at the value of your home today and the amount owed today on the original loan. If the value of your home is less than the balance...

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Is an Equity line of credit an unsecured dept if my home value has droped lower than my original loan?

Gregory's answer | Answered on January 30, 2009

You need to look at the value of your home today and the amount owed today on the original loan. If the value of your home is less than the balance...

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Judgment

Gregory's answer | Answered on January 27, 2009

Some additional information would be needed to answer your question for sure. Having said that, if you and your husband were married and living in...

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Can I file a chapter 7 and keep my home my atty says I cant I think he is trying to make more money off of us.

Gregory's answer | Answered on January 25, 2009

You need to have an attorney look at the court file to see what is your situation and then he can answer your specific question.

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Can my husband and I file joint bankruptcy if I already filed full bankruptcy less than 6 years ago but he did not?

Gregory's answer | Answered on January 19, 2009

If the debt was his debt before the marriage then a joint case can be filed. He would get a discharge and so would the community composed of the...

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Should I go bankrupt?

Gregory's answer | Answered on January 15, 2009

You should sit down with a knowledgeable bankruptcy attorney to review your options. Your priority of keeping your house is a good one and you...

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How long is a money judgment good for in WA State? I have one from 2003 and I now have a lead on the debtor's location.

Gregory's answer | Answered on January 15, 2009

Judgments entered or recorded in superior court are valid for 10 years. It can be renewed for an additional 10 yrs.

Gregory J. Jalbert's Answers (403)

Potential business failure in '09. 4 years on lease remaining. Husband is personally signed. Ch 7---is lease discharged?

I cannot afford my condo. with my new $50k+ assessment. Is it time for a deed-in-lieu of foreclosure?

Should we file for bankrutpcy?? I'm so tired of being afraid to answer my phone!!

Is an Equity line of credit an unsecured dept if my home value has droped lower than my original loan?

Is an Equity line of credit an unsecured dept if my home value has droped lower than my original loan?

Judgment

Can I file a chapter 7 and keep my home my atty says I cant I think he is trying to make more money off of us.

Can my husband and I file joint bankruptcy if I already filed full bankruptcy less than 6 years ago but he did not?

Should I go bankrupt?

How long is a money judgment good for in WA State? I have one from 2003 and I now have a lead on the debtor's location.