Am I supposed to be using the IRS expense amount or my actual expense amount when computing my monthly disposable income?
Latife's answer
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Answered on July 06, 2017
Use your own expenses. If your income is below median, you are probably not enjoying a lot of disposable income at the end of the month. Make...
If I file bankruptcy will it protect my home if my home currently has a lien on it?
Latife's answer
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Answered on April 07, 2017
You have a lot at stake, yet you seem to be trying to handle this on your own. Unless I am misunderstanding your facts, you are on the fast track...
Archived
How can I find a pro bono lawyer
Latife's answer
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Answered on March 29, 2017
First, you might not really need to worry about these debts, because there is nothing that the creditors can really to do you, even if you stop...
Archived
What can the US government do?
Latife's answer
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Answered on January 09, 2017
The most likely collection effort would involve offset of any social security benefits or tax refunds this person is entitled to. Depending on his...
Archived
Mortgage company claiming no payment received while I was in chapter 13 bankruptcy what can I do
Latife's answer
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Answered on December 13, 2016
I agree with the previous answers, and would just add that your only option to save your home, if the mortgage company will not agree to modify...
Archived
How do you file for bankruptcy?
Latife's answer
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Answered on October 28, 2016
Your situation sounds like the textbook chapter 7 bankruptcy scenario. Look for an experienced bankruptcy attorney that you feel comfortable with,...
Archived
How can I get an improperly served default judgment vacated in Washington State?
Latife's answer
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Answered on October 25, 2016
If service occurred at a place you never lived, vacating under CR 60b should be entirely possible, even after more than a year has elapsed. It is...
How far back will a trustee require of my financial documents such as bank statements?
Latife's answer
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Answered on October 12, 2016
Attorney Granvold provides a lot of great information in his response, so I'll just add a couple of thoughts. Normally, you will not need to...
Archived
Can you file bankruptcy on student debt?
Latife's answer
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Answered on October 06, 2016
There is a special proceeding you have to do inside of your bankruptcy to try to deal with student loan debt. You have to show the judge that...
Archived
I received a summons from a collection agency but there are discrepancies and I'm not sure how to proceed with this.
Latife's answer
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Answered on September 27, 2016
Though the service of the summons and complaint may be defective (service on your minor child), you need to respond to the suit to prevent the...
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