Is there something I can do to avoid financial responsibility of ex wife's house if it goes into foreclosure and files bankruptc

It sounds like your ex had a duty to refinance the house after the divorce to remove your name from note. I'm assuming from your question that she...

Our lender (HFC) says they will not refi. If we play "hardball" with them are they likely to change thier position?

Why don't you qualify for "govt. programs"? Even if you didn't qualify for a HAMP loan modification you may qualify for an in-house modification. ...

You may also want to contact the insurance ombudsman to see if they could help you determine whether or not your insurance company has any...

Which is a better way to buy a home a short sale or a forclosure?

If you are able to buy the house at short sale, you will not have any competition for the house once your offer is submitted. If you absolutely...

“I want to stop the ratification of the sale for my house thats due to take place soon, what if anything can I do to stop it?”

This really depends on the state law for redemption in Maryland, assuming that that is where the home is located. You may be able to redeem the...

You should each request the promissory note and the payment history for the loans that you are paying on. That is step number 1. After that, if...

WHAT BANKRUPCY CHAPER I HAVE TO FILLING FOR?

I would agree with the other attorneys. Chapter 7 would allow you to file and forget about most or all of your debt. You would only need to do a...

I have some medical bills in collection, but I have no creditor info for contacting them. Next step?

I have seen some credit reports that do not include complete contact info for creditors. Perhaps that is what you are dealing with? For a free...

What can I do if I'm being threatened with jail time if the address that is on file with the debt collectors for a payday loan?

I agree with Mr. Blake above. That said, I would try to get an address from these people and find out who the underlying creditor is. If there is...

If my parent passed away in 2011 and my son has been occupying the home

There are two ways of dealing with this in my experience. A. you can try to get a loan for the amount that is due on the mortgage that is in...