About to go into foreclosure-co-borrower flew the coop 5 years ago-stopped paying- 1yr delinquent now want to save house.

Washington State's Foreclosure Fairness Act requires lender to attend mediation with borrowers to try to achieve a loan modification prior to...

I need a lawyer to try and settle a debt. What area of expertise am I looking for?

Avvo has "Debt Settlement" as a practice area, in which you can search for attorneys near you. It is commonly done by attorneys who also practice...

I have 2 mortgages issued by the same lender at the time of purchase in Washington state are they both first mortgages.

This is a common scenario, but it does not mean you don't have a 2nd mortgage. One deed of trust will have to have been recorded after the other,...

How long does a house to be rented before been able to file for chapter 11 bankruptcy?

The case law goes a couple of different ways on this, and you should consult with a local bankruptcy attonrey who can tell you how it works in...

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Please, I need to know if I can change my mind at the meeting of creditors to officially surrender vehicle eventhough...

"Redemption" in bankruptcy is a procedure where you pay the creditor the fair market value of your vehicle in exchange for the release of the lien....

Can I keep my particular car and file Chapter 13?

Most people who file chapter 13 are not required to repay all of their unsecured debt. In fact, it is common to pay no unsecured debt at all. ...

The Washington Collection Agency Act requires collection agencies who operate in Washington to be licensed in Washington, but it does not to my...

If the lender has a lien on the whole property, and you subdivide the property without refinancing to just cover one parcel, then the lender can...

Private Student loan acquired while living together

You are obligated to make the payments if your ex does not. It does not matter who the lender is, if it is a student loan, it is generally not...

Debt . sol time barred . WA . state . how does the clock work ? is it like a birthday when you count the day and month ?

If the statute of limitations you are dealing with is six years (and I am not representing that it is because I don't know enough about your...

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