Will i get a better settlement if i go to court with a credit card company

In Washington this debt is too old to collect on. The first thing I would ask assuming the statute of limitations is 6 years would be: A) have I...

When a collection agency is allowed to collect 12% interest per annum on a debt, is that for the principal or the interest?

The 12% per annum should be based on the interest rate and is the default in Washington. If you do have a contract for higher interest, then it is...

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I just received a summon from a collection agency representing a credit card I have not paid. Can they garnish my wages?

Being able to not pay a debt because of financial difficulties is not a legal defense. The best thing you can do at this point is either A) deal...

What can i do if a debt collection agency took money out of my account before our scheduled agreement?

I always tell my clients-- get everything in writing if you wish to secure money payments on particular dates! Verbal agreements are hard to prove.

How do I collect on my judgement from my small claims ruling?

You want to be sure to transfer/transcribe the judgment from District Court to Superior Court right away. Any good collections attorney will tell...

Credit Debt Summons - what should I do?

It is good advice that if the debt is more than 6 years old, AND you have not made any payments toward the debt, the statute of limitatios is up;...