Do I need to use a specific template when requesting that my carrier settle a claim made against me within my policy limits?

I agree that there's no template. You certainly can use your own words. However, this is a complicated area of the law and you should have personal...

I was injured in an auto accident, the drivers license was suspended and he did not have insurance. He was at fault and sited.

Good idea to find out whether he was working at the time of the accident. Irrespective of whether you are able to get any money from the at-fault...

Who is at fault, and what sort of attorney do I need?

In addition to the employment issues you've identified you may also have what's called a third-party claim (re: your physical injuries) in addition...

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What action should i take? what should my fathers actions be? can they actually sew him if he is not responsible and didnt know?

May fall under Washington's family car doctrine. Statue limitations may provide a defense.

I was hit in an unsigned intersection on my rear bumper. Hit so far back on my car, is 50-50 what I should hope for?

There are two applicable rules of the road. First, who is on the right? Second, who had control of the intersection? I think because you had...

Making left at stop sign, hit oncoming car driving w/o headlights after dark. His insurance says my fault. What are my options?

Were either you or the other driver injured? How much was your vehicle worth?

How can I obtain the address of the escaped car in the hit n run accident for the small claim case?

You can get this information from the Department of Licensing. Do a vehicle record request. Here's the link: http://www.dol.wa.gov/forms/224003.pdf

Why would I need another lawyer?

Common for attorneys to associate and divide the fee.

I was in an auto accident and got an attorney.

Medicare is a thorn in everyone's side. Your attorney has an obligation to repay Medicare for a portion of the payments it made on your behalf.

What do I tell my car insurance?

Just tell your insurance company that he hit the pole. No need to elaborate.