Debt Settlement Question

I would advise that you hire an attorney to at least write a letter on your behalf to send with the settlement check. Depending on the laws of your...

You should certainly pursue hiring another attorney. You are correct that you and your wife now have opposed interests, and it is your right to...

Is my mortgage reaffirmed after ch7 bankruptcy and a change of mortgage companies?

I agree with my colleagues and will reiterate that mistakes happen a lot with the big mortgage companies and servicing companies. You may very will...

How can I refute the US Department of Education's claim that I owe $20,000 more in student loan interest because of their error?

I agree with my colleague, and would add that the best way to start the process is to contact the current loan servicer and request an accounting...

Would it hurt me to contact the original creditor for payment history information?

I agree with the other attorney opinions, the safest route is to speak to an attorney about the credit reporting issues to determine if there are...

My husband got a credit card in his name only, am i able to use it and can I see the charges

I agree with my colleague, you will not be able to get information from the credit card company, only from your husband the account holder. This...

What options do banks hav when it comes to unpaid loans?

In the event of your non-payment of the loan, the bank can take you to any level of Court with jurisdiction to hear the case, including District or...

A creditor is included on a Schedule F of bankruptcy, would different bill from same creditor also be discharged?

The bankruptcy discharge order covers all debts even if not listed. If there are estate assets in your case that were liquidated for creditors, a...

One consideration to add to the sound advice offered by my colleagues is whether the creditors recorded their judgment with the recorder's office...

What are my legal rights when a collection agency makes public my debt?

I would agree with my colleagues above. Even if the creditor did not follow the proper procedure to get the garnishment, unless you have a legal...