My spouse has a 180 day refiling bar, I was not on the original Cpt 13, I have filed a fraudclosure lawsuit., can I file a 7

There aren't enough facts in your question to give you much advice, except that you should talk to an experienced bankruptcy attorney. A 180...

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Chap7, pro se, I am below WA State median; I CAN use actual expenses but MAY I use Federal (IRS Std's) if to my advantage?

You have to use actual or projected expenses on Schedule J. Actual expenses must be supported by bills and spending patterns. Projected expenses...

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Can I files chapter 13 repayment plan on payday loans?

Bankruptcy is an all in process. That means that you must list all of your debts in your bankruptcy, even the debts that you do not intend to...

How do I get ex to pay our credit card now that he has missed payments and I get phone calls it states in divorce he is to pay

Some background is helpful, because debt allocation in divorce is complicated. To begin with, Washington is a community debt state. This means...

Bankruptcy discharge and no Affirmation agreement Signed.

The bank is required to follow the foreclosure requirements in the Washington State Deed of Trust Act. You can look-up RCW 61.24 to see the law. ...

Question from WA State...about credit cards

Washington is a community property state. That means that any debts incurred during the marriage are presumed to be for the benefit of the marital...

I'm sorry that you are going through hard times right now. Many people are in a similar situation. Right now, every late payment is being...

How do i get an "investigator" to stop threatening and harassing phone calls about a debt that's been paid for 2 yrs?

If you ask for proof that you owe the debt, the debt collector is required to provide it to you. If this person is refusing to even give an office...

CAN YOU FILE TRAFFIC FINES IN BANKRUPTCY? (FLORIDA)

A chapter 13 bankruptcy will restore your driver's license if you have outstanding tickets; but, it will not discharge criminal penalties. I...

The management co. is considering bankruptcy and then the apartment complex is said to go into forclosure, what are my options?

It sounds like you have two issues: 1) general tenants rights, and 2) your bankruptcy rights as a tenant. You may have claims against your...