Was the financial help from your friend a gift or a loan? If it was a gift was it disclosed in your means test as income? If it was a loan was it...

Can I include possible debts in my bankruptcy file?

Good question! Yes. Not only "can" you list possible debts but you "should" list them.

What is the best and cheaptest way to get a credit report?

I refer my clients to www.annualcreditreport.com for the free annual credit report. I believe that is the only authorized website to offer that...

How can I surrender my home after obtaining a chapter 7 bankruptcy and checking the "other" box to retain and pay the mortgage

Yes you can walk away. Assuming what you wrote in your question is correct you are no longer personally liable for the mortgage and the bank is...

My mortgage was discharged as part of the bankruptcy - how do I walk away from this under water home?

Yes the bank must foreclose because even though the bankruptcy wiped out your personal liability for the mortgage, it did not remove your name from...

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Old credit card

You really answered your own question when you said "We can send documents instead of going to court or go to court. If my sis does not do any of...

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I am under going a divorce, Am I responsible for unsecured debt, in my wife name? Mainly credit debt.

As to your wife you are "responsible" for whatever the divorce decree says you are responsible for. However, that is a distinct issue from the...

Settling a credit card account

Further, if you are contemplating filing for bankruptcy relief there would be no point in paying off the $900 debt if it is an unsecured debt. ...

Can I include my home in CH7 BK and include my HOA dues?

It appears to me from your question that you are preparing to file a Chapter 7 bankruptcy on your own, without an attorney. Please contact me...

Which bankrupcy chapter is best for me?

Unfortunately your question cannot be answered based on the limited information you have provided. Deciding upon a bankruptcy chapter involves an...

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