My former wife ran up over $7,000 in bills on a CC that was ours while married, am I liable for this? The Decree says it's hers.

You didn't state whether this debt was incurred before or after the divorce. I'll make a bold assumption that it was incurred before the divorce....

My dad took out educational loans under my SSN when I was sixteen. They were for me, but I had no choice. Is this legal?

Normally, you cannot enter into a contract as a minor. However, there is an exception when it comes into contracts for necessities. Minors can be...

Wages Garnished- I would like to pay a lump sum and end garnishment. HELP!

It costs a money to hire attorneys and the court charges money to file documents. These fees and costs are recoverable as well as a judgment...

The Statute of Limitations is only a defense to a lawsuit. It doesn't actually wipe your debt away. If the debt is appearing in your credit report,...

The trustee does not delineate how much of the mortgage payment goes to T&I if your loan is escrowed. The trustee will report the payment made. In...

I just found out I have a cross collateral loan with the credit union. They have stated they can take my vehicle for cc debt.

Yes but even if you discharge the credit card debt, your car can still be repossessed since cross-collateralization is basically a lien. If you...

Is it legal for a non-profit condo association in WA to use a collection service to attempt to collect deliquent dues?

Yes, but you will find that you will be better served going through an attorney. Minh Tran Sent from my mobile device. Please excuse the...

We were given a modification by our original lender after chapter 7 discharge. But it is not on our credit Are we liable for it?

There is case law out there that says a loan modification can be considered a reaffirmation if it was done prior to discharge. Since your...

When a collection agency buys a debt ; what is the statue of limitations on that debt in Wa. state ?

A defense based on the statute of limitations must be raised when the lawsuit was filed against you. Once a judgment is entered against you, the...

Is it legal for a doctor's office to report appointments individually to collections instead of the entire account?

If there is a mistake with your insurance, you'll have to take it up with them. If the doctor did not get paid for his service, then it is normal...