Collection Agency is suing me for past medical bills which I agree I owe. What do I bring to court to show what I can pay month

The court doesn’t have authority to set a payment plan for you no matter how much your income is. The creditor is entitled to a judgment for the...

Im filing my paperwork for a chapter 7 I can not find the reaffirmation paperwork. what needs to filed with the bk??

Reaffirmation is not a right. It is by invitation. If the creditor wants to reaffirm the loan, it will prepare the reaff agreement and send it to...

Is there a presumption that we must deal with an insurance company?

If you’re having trouble dealing with the insurance company, don’t expect it to be any better if you take the matter to court. Insurance companies...

Can a debt collector take my husband direct deposit Social security for my debt??

They can’t garnish social security income. Make sure your social security money isn’t commingled with non-SS funds. As for creditors calling...

One of the requirements to file a Chapter 7 is called "good faith". That is, even if you qualify to file Chapter 7 based on your previous 6 months...

One option that hasn’t been mentioned is filing for bankruptcy. Obviously, this depends on your overall situation. If you file for bankruptcy, your...

Can a collection agency reject payment so they can garnish wages?

It does seem odd that a creditor would refuse money, considering that they could accept the money and still continue the garnishment. The creditor...

Can I ask for debt validation or discovery when I answer to summons in WA state?

Washington is a notice pleading state. All a plaintiff is required to do is allege enough facts to give you (the defendant) notice of the claim....

Given the recent snow storm, if the tree fell due to the weather, then it's legally considered an "Act of God" and neither the apartment nor owner...

I won a settlement of 10,000 I've signed the papers is it legal and binding that they get?

75% is an unreasonable fee. Are you sure this is her fee? The $10,000 settlement has to reimburse medical bills paid by your insurance and...