My aunt has just been brought to court by a debt collection agency because of her medical bills. How do i lower what she pays.

I know this is hard to swallow, but she should consider bankruptcy. There is a notion that someone needs to try everything and lose everything...

Does the real estate agency have to notify tenant of late fees as they are being incurred on a monthly basis or just yearly?

If your landlord has been accepting rent without any protest, you probably have an argument called "waiver" of the late fees. Unfortunately, only a...

Despite te law, some lenders will still allow you to keep the car even if you do not reaffirm as long as payments are timely. Unfortunately, Alaska...

Even though you are not eligible for another discharge, you can still file a Chapter 13. This may provide temporary relief (for up to five years)....

Can a merchant send my account to collections if I disputed the initial charge and Visa upheld my dispute?

You can later dispute the debt with the collection agency ( good luck!).The fact is you never paid for services supposedly rendered. This can...

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BK CH 7 Court approved our short sale 12/2012 (I represent Buyers) - Seller then filed Ch13 Apr 2013. B of A gov't loan? ODDS?

Refer to NWMLS Form 22SS; it should be part of all your paperwork. It basically says that prior to lender approval (not court approval), either...

Should a merchant processing account for accepting credit cards be listed when filing a chapter 7 bankruptcy?

Listen to your bankruptcy lawyer.

Auto accident

Most attorneys will work under a contingency fee basis, where the fee is based on the amount that you recover. There is usually no fee if you don't...

If I file for legal separation before my spouse files for bankruptcy, will this protect my credit history from his debt?

Generally, his bankruptcy shouldn't affect your credit. Filing a legal seperation or divorce for the purpose of evading bankruptcy law is a felony....

Any conflict of interest? Did I really need to hire PI lawyer if there was a PI exemption allowed on chapter 7 bankruptcy?

Bankruptcy exemption is just the amount that you are allowed to keep from your personal injury claim. It has nothing to do with how much the...