Archived
How exactly does subrogation payment work so my medical insurance company , who paid for my dr visits, how do they get paid back
Minh's answer
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Answered on September 28, 2015
Your obligation to pay subgroatiin arises out of your policy and contract with your insurance company. The lady who rear ended you has no...
Archived
Where can I go to get free assistance filing for bankruptcy?
Minh's answer
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Answered on September 28, 2015
If you have nothing to lose (or gain) from filing bankruptcy, then don't file. If and when you have assets, such as money, to protect from...
Archived
Is it better to tell my Creditors & Mortgage company that I can't pay or don't pay and see what happens?
Minh's answer
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Answered on September 27, 2015
Many bankruptcy attorneys, including myself, offer free and confidential consultations. The answer to your question depends on your overall assets...
Archived
Should I file bankruptcy to keep my home in Seattle WA?
Minh's answer
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Answered on September 17, 2015
Property in King County tends to be about $100k above tax assessor value depending on the location. It's not the court that will challenge you on...
Archived
Personal Property Exemption for Chapter 7 bankruptcy
Minh's answer
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Answered on September 13, 2015
You can use the unused wildcard exemption. Homestead only applies to your home. Keep in mind that you can choose between Washington exemption or...
Archived
I would like to know how to report a bad check in King County, WA, when the debtor filed Chapter 7 Bankruptcy over a month later
Minh's answer
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Answered on September 03, 2015
If a crime has been committed, you notify the police (not the court).
Notice of Dishonor is a precursor to filing a lawsuit against the debtor for...
Archived
Husband and Wife are filing for Chapter 7 bankruptcy no assets whatsoever. Can one show up and one attend via phone?
Minh's answer
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Answered on September 01, 2015
Simply not wanting to appear in person out of convenience generally does not work. You can file where one of the debtors have resided for more than...
Archived
Is employer who garnishes wage a debt collector
Minh's answer
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Answered on August 31, 2015
Unless your employer is the creditor, it is not bound by the FDCPA. FDCPA governs relationship between debt collectors and debtors. Your employer...
Archived
My Ex husband is filing chapter 7 bankruptcy, we own a house together, what does this do to me?
Minh's answer
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Answered on August 30, 2015
If there is enough equity to warrant it, the bankruptcy trustee can sell the house and split the proceeds with you. Your consent is not needed for...
Archived
I have a garnishment out of New Mexico which I never had notice of court. Now they are garnishing my wages. Help please
Minh's answer
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Answered on August 26, 2015
There are a couple of ways that you can challenge the foreign judgment, including hiring an attorney in New Mexico to vacate it or collaterally...
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