Questions answered by Michele K McNeill

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1. Can I get a home loan approval after doing a short sale on current property? 2. Extenuating Cirmcumstances?

Michele's answer | Answered on October 10, 2011

According to the FICO Banking Analytics Blog, the average drop is between 105 - 125 points if you settle out the deficiency debts during the short...

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Being wrongly accused of distrubing downstairs neighbor below in WA STATE how should I respond?

Michele's answer | Answered on October 10, 2011

I agree with Mr. Rafter, plus it wouldn't hurt to respond to the emails to explain why you are not the source of the noise and offer to email the...

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Trying to pay less excise tax to record quit claim deed.

Michele's answer | Answered on October 07, 2011

Your best bet is to get a real estate attorney to review your QCD and prepare the tax affidavit for you. The clerk is less likely to question the...

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I was told I can reopen a default final order through an adequate show of cause hearing I was told after 6 months I can reopen

Michele's answer | Answered on September 23, 2011

If legal fees are an issue, you might try contacting a local legal aid clinic where you can get free legal advice and help with drafting a motion...

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Can a married couple enter into a community property separation contract that takes effect immediately?

Michele's answer | Answered on September 23, 2011

Washington allows for married couples to enter into private agreements concerning the nature of assets and liabilities that take effect upon...

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If a unit is in a short sale can the HOA request the trustee or owner to put in a renter so that we may recover HOA dues owed?

Michele's answer | Answered on September 23, 2011

If the condo owner has a short sale offer pending, the HOA can ask for a copy of the sale agreement to confirm the offer, and if the owner's lender...

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Can u break a signed painting contract with the reason of just not being happy when the work isnt even complete

Michele's answer | Answered on September 19, 2011

Depending on the terms of your contract, you could have a breach claim that would entitle you to receive all monies owed to date plus other...

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I have fell behind in my mortgage payments

Michele's answer | Answered on September 19, 2011

A 2nd mortgage will typically survive both a short sale and foreclosure, and most will approve a short sale if the home was marketed properly by an...

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Judicial Foreclosure in a Non-Judicial State?

Michele's answer | Answered on September 19, 2011

If a lender forecloses judicially in Washington State, they can lose the right to pursue a deficiency judgment if the property has been abandoned...

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What happens if I foreclose on my house instead of a short sale I am currently behind in my payments I live in Wa state

Michele's answer | Answered on September 19, 2011

There are many variables on how a foreclosure affects a homeowner versus a short sale. Is this your primary residence? Is it a rental? What other...

Michele K McNeill's Answers (139)

1. Can I get a home loan approval after doing a short sale on current property? 2. Extenuating Cirmcumstances?

Being wrongly accused of distrubing downstairs neighbor below in WA STATE how should I respond?

Trying to pay less excise tax to record quit claim deed.

I was told I can reopen a default final order through an adequate show of cause hearing I was told after 6 months I can reopen

Can a married couple enter into a community property separation contract that takes effect immediately?

If a unit is in a short sale can the HOA request the trustee or owner to put in a renter so that we may recover HOA dues owed?

Can u break a signed painting contract with the reason of just not being happy when the work isnt even complete

I have fell behind in my mortgage payments

Judicial Foreclosure in a Non-Judicial State?

What happens if I foreclose on my house instead of a short sale I am currently behind in my payments I live in Wa state