Is a 401k or other erisa qualified account exempt from a judgement even if you dont file for bankruptcy?
Lisa's answer
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Answered on January 29, 2019
Typically yes, although in some rare instances I have seen people who have been garnished from their IRA account if it's in a bank that they also...
Archived
What should I do after receiving a debt summon?
Lisa's answer
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Answered on January 22, 2019
You'll want to answer the complaint within the 20 days you received it. Make sure you file your answer with the Court and serve a copy of your...
Can credit card companies put a lien on your house with a reverse mortgage taken out in 2014? We have $150,000 in cc debt.
Lisa's answer
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Answered on January 22, 2019
You have a few options. Even though you may not be able to draw from your line of credit, bankruptcy could help you manage your credit card debt to...
Archived
Is the creditor responsible for the cost of a chapter seven bankruptcy court trial if he request one?
Lisa's answer
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Answered on July 14, 2017
Are you referring to a court costs as there are such costs in traffic court and other court systems. Typically in bankruptcy court, the parties...
Archived
How does chapter 13 help me keep my house ?I am in an upside down mortgage and the payments are killing me .
Lisa's answer
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Answered on July 14, 2017
A bankruptcy could work for you if you have more than one mortgage and no equity after paying off the first mortgage. This is what they call a...
Archived
How do I get my free credit score?
Lisa's answer
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Answered on July 14, 2017
You can get a free credit report by going to www.AnnualCreditReport.com or call toll-free 1-877-322-8228. You should be doing that each year to...
How much profit can I keep from the sale of my home after filing a chapter 13.
Lisa's answer
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Answered on July 14, 2017
It depends on the exemptions you used when you had filed your bankruptcy. Its best to consult a bankruptcy attorney to discuss how much you can...
Archived
How to get my name of my ex husband's car loan?
Lisa's answer
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Answered on July 06, 2017
There appears to be two ways you can get your name off a car loan. Either he refinances the car and sounds like he's trying but needs a co-signer....
What are the rules on medical and dental expenses when filing ch.7 bankruptcy?
Lisa's answer
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Answered on July 06, 2017
Typically, you'll only want to deduct monthly expenses that you are currently incurring or expenses that are estimated. There's many options in...
Archived
DDo i need open my credit report for loan morgige if i dontvlive with husbund7vyears,becouse he is buying a house?
Lisa's answer
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Answered on July 06, 2017
If you are not acquiring a mortgage, it will not show up on your credit report despite you being married to him. You are allowed 1 free credit...
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