I live in wa state - can a company charge late fees on a bill without a signed agreemen

If I understand the facts correctly I would ask why you are paying on a bill when your tenant signed the agreement? Maybe I am not understanding...

Payday loan payments were taken out of my checking, account was closed before it was paid in full is this check fraud in WA?

It is very hard to see how this could be fraud when the Payday loan place knew that you did not have the money when they gave you the Payday loan. ...

My Chp 11 was converted to a Chp 7 and then discharged in 2/2013. Credit Card Co's are now calling wanting payment, why?

Most pre-petition unsecured debt are discharged through the Chapter 7; however, it may be that the cards believe that they have reasons to not be...

Our 2nd mortgage, discharged in bankruptcy, has increased pmt. from $106 to $1627 to pay off. What are our options?

Your options are basically: 1) you could pay the 2nd like they are asking you to do, 2) you could try and settle with the 2nd since you did not...

We filed a chap. 13 a year ago after being told that our wages to too high to file a Chap. 7.

This is something for you to talk to your attorney about. They may be able to modify your Chapter 13 plan or you may be able to convert to Chapter...

Can I file a chapter 7 bankruptcy by myself if I am married and my wife will not file with me.

You can file; however, you live in a community property state which means that your wife is presumed to be liable for the debts you have incurred...

If I file bankruptcy can creditors take my house? Can creditors take my only family vehicle?

You really should talk to an attorney in Utah about the exemptions that are available for you. It would appear that your house may be fine;...

My wife and I filed for bankruptcy in June. It was discharged on September 25th. My wages are still being garnished.

It sounds like you should find a new attorney. The garnishment should have stopped when you filed. Now you should have an attorney write them a...

Does RCW 12.20.060 (2)(a) mean that they can still sue me to fees even if I settle with the collection agency?

If you are planning to settle with them, the amount you will pay will depend on the settlement agreement that you sign. Be sure to get in writing...

They can garnish until the judgment is no longer valid. If the judgment becomes invalid, they would not be able to continue to garnish after that...