Hi -- I entered in a payday loan in WA state with an unlicensed lender. I have ignored it for a year - what to do?
Andrew's answer
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Answered on June 16, 2015
Several tribes have engaged in predatory payday lending practices. While Washington law may not apply due to tribal sovereignty, the CFPB and FTC...
Archived
Are non-bank debt collectors subject to CO usury laws?
Andrew's answer
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Answered on June 15, 2015
The Second Circuit decision is not binding in CO. However, the courtesy follow it anyway if it agrees with the decision, provided there is no...
Archived
Being sued for being a cosigner on a repoessed car
Andrew's answer
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Answered on June 15, 2015
You should hire an attorney to represent you. Even though you're not an attorney, the court will hold to to knowing the law and the court rules. ...
Archived
I'm gonna be in trouble if I rent a piece of my lot for marihuana grow?
Andrew's answer
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Answered on June 15, 2015
The state law gives local government the option to license or not. As such, you should first check with the city or county office that deals with...
Archived
I'm a Canadian with a potential job in Seattle, WA. What is the process and steps I need to take to make this happen?
Andrew's answer
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Answered on June 14, 2015
You must have a work visa before you can begin working in the US. While you can apply for the visa on line, you should probably hire an attorney,...
Archived
Business transfer ,just found out business has multiple tax state and fed. Leinster. Seller says they won't be attached to busin
Andrew's answer
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Answered on June 14, 2015
Your seller is not well informed. In Washington state, certIn taxes do follow the transaction in many instances. My suggestion is that you hire...
Archived
How to pay my credit debt ?
Andrew's answer
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Answered on June 14, 2015
If he has not paid for six years, the debt may be time barred which means he can't be sued on it. He can volunteer to pay. If that's his goal,...
Can I request a waiver from paying attorney fee's for a debt collection letter I received?
Andrew's answer
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Answered on June 14, 2015
You need to review your loan agreement. It may provide for recovery of collection costs, including reasonable attorney's fees, whether or not suit...
Archived
Under what conditions / circumstances can I get out of a home rental lease contract I already put a deposit + 1st/last rent on?
Andrew's answer
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Answered on June 14, 2015
Since these conditions appear to have been conspicuous, failing to notice them puts the burden on you. While the landlord has the right to her...
Archived
I have a medical collections on my credit report. How can I best handle this situation? Last payment made was Jan. 2011
Andrew's answer
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Answered on June 13, 2015
I suggest you send a letter to the collection agency: (a) instructing them to not call you at home, work or in your cell phone. Also dispute the...
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