Can a mortgage company receive a termination of stay after the Trustee (ch. 7) has obtained a ruling for sale of real property?

The short answer is "Yes" if the secured lender is deemed to not be "adequately protected" concerning it loan. Adequate protection can mean a...

Can a debt collection agency sue you?

I would not send them any money or provide any bank account information. If you do in fact get served with an actual lawsuit, go meet with a...

Can I file bankruptcy on a judgment where my wages are being garnished

Yes. Filing bankruptcy stops garnishments. However, there is more to the evaluation process of whether bankruptcy is a smart decision. Usually...

Will using a credit card for a large transactions before filing bankruptcy be red flagged ?

Consumer debts owed to a single creditor and aggregating more than $550 for luxury goods or services incurred by an individual debtor on...

Someone looking for me at work and he said that he is a court processor, he said that someone sued me in court.

In Washington when a person or entity wants to conduct a lawsuit against someone (the "Defendant" i.e. You), the person bringing the lawsuit has to...

Which state exemptions do I use?

Jurisdiction for "where you file" bankruptcy and the bankruptcy exemptions that "apply" are some times 2 different things. Since you have lived...

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When making a list of creditors that I owe, do I use the original creditor or do I use the collection agency?

You list everyone you could possibly owe money to so that you get all issues wrapped up at the same time.

Contact a bankruptcy lawyer. Most of us offer free consultations. During that meeting you can set up a game plan to either prevent the judgment...

Unfortunately from bad investments and health I have accrued a large credit card debt? Which I am unable to pay.

You need to meet with a bankruptcy lawyer because the timing of several things is very important. When it comes to liens, typically first in time...

After 2 years discharge chapter 7 can i buy a house pay cash ?

Of course. Once your bankruptcy case is finalized the only "weird" bankruptcy rules is that if you receive an inheritance within 180 days you have...