Friend's son, disabled on SSI- WA state, recently had his small SSI check garnished for school debt. He had gone to college...

Student loans are near impossible to discharge in bankruptcy. While many people are aware that they can have their wages garnished to repay the...

I have a second home in Michigan that is about 80k underwater. Keep treading water, pursue Deed-in-Lieu or Chapter 7 Bankruptcy?

In most states, you are protected from liability on a first mortgage on your residence through anti-deficiency statutes. Because this is not your...

If you no longer have the items, then the creditor may not require payment from you. Cooperate with them in attempting to locate the items, but you...

Is the entire debt mine?

When you are a cosigner on a loan, you are all 100% responsible for that debt. If the creditor can only collect from you, then that collector may...

Co-Signer Filled For Bankruptcy

While the case is open, the lenders often take this tack to avoid running afoul of stay issues. They aren't required to behave this way by law, but...

Bankruptcy discharged 4 yrs ago, but the trustee is trying to get money from a family home that is more then double the debt.

Your case can remain open for as long as necessary to administer assets. Unless the payment to creditors would not make a meaningful distribution...

Is it better to file Chapter 13 or chapter 7 if I am going to be filing for dissolution of the marriage soon.

it would be best to consult with an attorney and get a full analysis of your case. You can't strip the second in a 7, but you could file a 7 first...

Your discharge date is on your notice and is 90 days from filing, regardless when your 341 hearing was held. Go to your notice to determine the...

How long do I have to wait to buy a home following the discharge of a Ch 7 bankruptcy?

You can buy one immediately, but you probably won't find a lender willing to loan you money on any terms you would want. FHA guidelines state that...

Willl a lawyer start the Bankruptcy process without payment?

Federal law requires attorneys get paid for the work done prior to filing, which in most cases is most of the work.