Kevin D Swartz

I am grateful for my career.  I have been practicing for close to 20 years helping clients with complex cases to those that are simple and straight-forward.  I am grateful for the level of trust my clients place in me and do not take it lightly.  My favorite moments are when I get to see the look of relief in my clients eyes knowing that the financial issues they have been struggling with (many for years and years) are behind them.  I am also grateful for the ability to turn someone's life around in as little as 90 days.

I am a planner.  I ask my client's "Where do you want to be in 3 years?"  Sometimes my representation only takes 90-days but we go beyond cleaning up the mess to planning for the future.  That can include credit repair/rebuilding all the way to discussing how to build an emergency fund or qualify to buy a house.  I view what I call the "planning phase" as the fun part clients and I get to do when their case is over.

I love numbers.  This goes hand-in-hand with the planner in me.  I like to detail out client's budgets and then talk to them about their future.  Most clients are trying to get in a financial position where they can qualify to buy a house.  I am amazed how many create their own mental blocks and think they will never qualify.  I love being able to run the numbers and go over the steps so they have a plan of action to start on that very day.