How should I proceed? Should I ignore as a possible scam?

Dear Asker, While the debt may or may not be valid, it would not be on your credit report as it is very old, but whether or not something is on...

Am I liable for the mortgage debt after bankruptcy?

Dear Asker, Adding to the above answer from Mr. Casper. You note in your question that you are in a loan modification process on your current...

medical debt ?

Dear asker, no you cannot go to jail for not paying your bills. in fact almost nobody ever responds to these small claims collection suits. there...

How can someone (a creditor& former friend) get my account garnished for personal loan without a legitimate agreement

Dear Asker, If I understand the situation, you had a loan from a friend without a formal written agreement and are questioning the...

What key items do we need to have for our protection, in a owner-seller home sale contract ? A refinance terms /penalty clause?

Dear Asker, I have seen so many people draft contracts themselves that lead to disasters that I say the following with the utmost kindness and...

What should I do? I am being garnished for a vehicle I no longer own.

Dear Asker, About 50% of the bankruptcies I file involve people with repoed cars. They take the car and sell it at an auction and you are on...

This is the scenario that about half the people who file bankruptcy find themselves in. You may be the poster child for a chapter 7 bankruptcy. ...

If you believe they are billing you for work that was never done, ask for a fee itemization. They have to file a fee itemization if they are going...

Can a scammer who calls and leaves a "complaint filed" message do anything if you called back and provided your home address?

The main risk is just that once they find a warm body they may hit you with every scam they can think of and sell your name to everyone else. You...

Do you think my case is worth while pursuing don't want to put in a bunch of money if it doesn't look like we could win

You may want to contact Brent Smith in LaGrande. He handles a lot of this kind of litigation from what I recall when I worked there several years...