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I have a 2nd deed on my Oregon home.No payment/contact since mid 08. Home is upside down.
Can they foreclose & collect?
Michael's answer
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Answered on June 06, 2015
They can either sue on the note or foreclose the lien. But not both. They still have the right to do either of those unless you have discharged the...
Can I be charged with a felony for not paying a payday loan?
Michael's answer
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Answered on May 06, 2015
Don't pay them. Record their calls if you want to. Although it probably won't get you anywhere. The people calling may or may not be the people...
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Archived
I am trying to read and understand my sales contract with Citi Mortgage on my fannie may loan. Where do I look to find -
Michael's answer
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Answered on April 28, 2015
Dear Asker,
Whether or not your loan is "recourse" or "non-recourse" in Oregon used to not be determinable until you defaulted or the lender...
Archived
In Oregon, what's next if creditor/buyer gets trust deed in non-judicial sheriff auction?
Michael's answer
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Answered on February 26, 2015
Dear Asker,
This is the kind of situation you could just call and get an answer without having to pay. You could usually expect the lenders...
Archived
Online mobile deposits
Michael's answer
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Answered on February 25, 2015
You need to have an in person or phone consultation with an attorney to work through the facts and figure out exactly what is going on here. The...
Archived
Lender did an illegal foreclosure and then gave us the house back 6 months after moving out?
Michael's answer
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Answered on February 21, 2015
There are a bunch of questions an attorney would have to ask you to get to the bottom of this. If the foreclosure did not show all the interest...
Can CHASE mortgage modify the terms of a loan without both parties signatures? Is there an "angle" to dissolve the modification?
Michael's answer
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Answered on February 20, 2015
In the last few years the skids were greased for ex-spouses to be able to assume the loan in conjunction with a loan modification. The below from...
Archived
Purchased home from my daughter and now she is trying to force me through an attorney to sign the deed over to her.
Michael's answer
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Answered on February 17, 2015
Dear Asker,
Doesn't sound appropriate, but any attorney is going to have to see what their arguments and justifications are for forcing you to...
My ex should have taken me off the mortgage; didn't. House is in foreclosure. What can I do to finalize this to up my credit?
Michael's answer
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Answered on February 16, 2015
Dear Asker,
There are two aspects to your connection to the house. The title and the debt. When one spouse is awarded the house, the divorce...
Archived
What Legal Action can an online Tribal Lending Service take against me? I live in Oregon.
Michael's answer
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Answered on February 06, 2015
It would be nice to know if the website is still up and if you printed out your online form when you signed up or if there was an actual paper...
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