Archived
Do I include the amount of my wage garnishment (for medical bills) as a deduction on the scheulde I?
Michael's answer
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Answered on February 13, 2017
You would not typically deduct the garnishment, because, as you point out, it will end immediately upon filing and schedule I is really designed to...
Archived
Is the holder of a note still a valid party to a foreclosure claim if they sell the note pending the outcome of the claim?
Michael's answer
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Answered on February 13, 2017
Technically yes, but the new note holder will usually continue to use the same foreclosing law firm. the law firm will file a motion to substitute...
Is there a way to speed up the redemption wait time?
Michael's answer
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Answered on February 08, 2017
When your purchase at the sheriff sale you get a "certificate of sale" at then end of the 6 month redemption period you get the "Sheriff's deed"...
Will my court fines go away after 7 years? What can I do? I can't afford them.
Michael's answer
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Answered on January 27, 2017
Dear Asker,
The great thing is that bankruptcy consultations are usually free. And while I can't vouch for everyone, it is my experience that...
Mom has a reverse mortgage & state deferred property tax lien. Is mom or estate liable if proceeds are not enough in foreclosure
Michael's answer
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Answered on January 24, 2017
ORS 311.700 is pasted below. I won't guarantee that this version of the statute (found at oregonlaws.org) is up to date or try to advise as to how...
Archived
Can I sue or get my money back from wells fargo?
Michael's answer
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Answered on January 23, 2017
Dear Asker,
The biggest thing you need to understand is that if you drop it off at the lot they will sell it at auction very cheaply and then...
Archived
If Chapter 7 will it wipe out any debts owing to previous landlords, credit company for repo vehicles.
Michael's answer
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Answered on January 10, 2017
Dear Asker,
It sounds like chapter 7 bankruptcy would be very helpful for you and that you are probably an ideal candidate to file and get a...
Archived
What do I need to do if I wanted to create a company that purchases foreclosed houses and have bad credit?
Michael's answer
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Answered on January 10, 2017
As a step toward exploring how foreclosure purchase financing works I would suggest that you contact Rain City Capital and Veristone Capital and...
Archived
I have a civil foreclosure filed against myself and my ex-husband. I need to know if we need to respond with the 531.00 fee.
Michael's answer
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Answered on January 09, 2017
Dear Asker:
The things you need to know at this point are how long you have if you do file an answer and how long you have if you don't file an...
Archived
How soon after filing Chapter 7 in Oregon, can I purchase a manufactured home ?
Michael's answer
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Answered on January 06, 2017
Dear Asker,
Your situation has several components which you will want to discuss with an attorney. First, student loans aren't generally...
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