I had an auto loan and had a family issue thinkin id b okay for a month and they repoed it?

As usual, Ms. Bunce has provided a thoughtful answer. I would add that deficiencies on car loans are some of the "worst" debts that I see. Often...

Being Sued for Unpaid CC Debt

I agree with Ms. Bunce. If you have not used the card in "many" years then it sounds like you may have a potential Statute of Limitation (SOL)...

The attorney above has given a good description of the relevant process. I would add a caveat that if the creditor is a bank or credit union where...

Can you please explain what reafirmation means and the consequences of not reaffirming our home loan with B of A

Generally speaking it does no good to reaffirm the obligation on your home in a bankruptcy. Without reaffirmation, The personal debt/obligation...

Can i file bankrupt once my wages are being garnish through my employer

I agree with Mr. McAvity and Mr. Ruthven. Garnishment of wages is one of the most frequent reasons that people end up consulting with a bankruptcy...

How can i stop a false debt collection

It appears that you already contacted the original creditor (loan company) who has confirmed that the debt was not sold/assigned to a third party...

My mom wants to file for bankruptcy, however i cosigned on a car for her. When she turns in the car how will i be affected?

Generally, I agree with the attorney above. Your mom is surrendering the car and discharging her obligation in bankruptcy so they can't sue her for...

A creditor sent me a civil summons to court, they included an item labeled exhibitA. Should I in my answer to letter, ask the ju

It is common practice for original creditors to sell off their rights under contract (in this case the right to collect the debt upon default) to...

Does my father really need to get an attorney to handle his bankruptcy?

One of the first questions that must be answered is why your father needs to declare bankruptcy in the first place. You do not mention that he is...

I generally agree with both of the attorneys above. However, I would add that although the judgment creditor does not have to give you any notice...