In a basic Oregon chapter 7, the trustee rarely looks back at prior bank statements. Rarely 3 months. What they are most interesteed in is the...

Debt consolidation scam ruined my credit

Joanne makes some good points. I've dealt with Florida debt consolidation companies on a regular basis for quite some time and understand their...

I'm trying to file for Bankruptcy Chapter 7 in Oregon, but make $11 over the means test.

Yes you can. It's not difficult to make $11 dollars worth of adjustments to give you an acceptable outcome. The presumption of abuse is easily...

Have I been served?

Did you mean to say that you were listed as a "defendant" and not a "plaintiff"? That's the only thing that makes sense of your question. I...

Im recieving civilclaim letters for $294 when i already payed my agreed amount for the loss of $44. Should i be paying this?

Who are the letters from? Ross? A collection agency? Attorney? Was there a written agreement for you to pay only the $44? Sounds like you're...

Is there some way to file an injunction against my adult son to make him stay away from me and my home.

Yes, you can file a police report. Each time he steals something, file another report. The first way to stop him from coming around is to...

Looking for Portland attorney to help me write ORS 20.080 letter please.

ORS 20.080 is a powerful consumer tool to use against companies that major in wrongful practices such as what you've described. But why hire an...

If I try to take someone to small claims court can he declare bankruptcy just to get out of paying me back?

Assuming you are just a friend and not in the business of loaning money, I'm not convinced the Fair Debt Collections Act applies to you or keeps...

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If I get a divorce before filing for bankruptcy will the debts we incurred together still be forgiven if I file later?

I agree with James R Tschudy's repsonse.

Can I file bankruptcy alone or will she have to file also??

You can file separately, but it won't do you much good in regards to your personal property since your wife is 100% responsible for the debt.