My bankruptcy was dischared over three years ago and I did not reaffirm my mortgage, however I am current on the payments.

You may qualify for a refinance or 2nd based on your credit, income, etc. The non-reporting of your current mortgage means your credit score is...

Cell phone call using ss# and federal law; is this legal?

Donna, It is very likely that this is a call from a debt collector. They must have been working with a match between your name and the cell...

I am being sued for my late husband's unpaid medical bills.

You are liable for your spouse's reasonable and necessary medical expenses by statute. You are not contractually liable unless you signed...

Can plaintiff's attorney collect legal fees in addition to judgment?

Generally attorney fees can only be recovered if they are authorized by contract. Credit contracts generally provide for attorney fees. You should...

Cheated on truck purchase...options?

You can sue the seller for breach of contract for $1,000. If the seller is in the business of selling vehicles then you would have improved...

You should check with the court on the status of the judgment. The judgment would expire after seven years but it can be renewed.

Max income credit

This is not a debt collection question. If you otherwise qualify your EIC should be around $2,100.00. Hope that helps, Scot

My subleaser stayed 4 days passed 30 day notice. Left key, failed to pay 4 days of rent after being informed of the total due.

My advice would by to send a followup letter giving the tenant a full accounting of all amounts due. You might remind the tenant that you will be...

Can false info onacredit app be appleied to the app by some one else and it after it was mailed to company and it be alegal app

If I understand your question. A third party modified information on the credit application so that the application contained false information. I...

Chapter 7 in CA; discharging rental property. Ex-wife angry bc she is on the loan. What can she do to me. I got house in divorce

Your obligation to your ex-spouse is non-dischargable in a Chapter 7 though it likely would be dischargeable in a Chapter 13 as a property division...