Archived
How can I settle my past due credit card bill? Should i get an attorney to help me settle with the creditors?
Scot's answer
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Answered on January 12, 2012
You should hire an attorney. It is highly likely that the costs of hiring an attorney will be offset by getting a better deal from the creditors...
Archived
Should I call some creditors that Ive decided to file bankruptcy?
Scot's answer
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Answered on January 12, 2012
You should not call them. If you have retained an attorney you can provide them with your attorney's contact information. You do not want to give...
Archived
How can I tell if Chapter 13 is the solution for us?
Scot's answer
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Answered on January 12, 2012
You should consult with and hire an attorney– most offer free consultations for bankruptcy cases. If you don't have too much equity in your home...
Archived
I sold my house which was not apart of my bankruptcy, on my credit report they are stating : petition for chapter 7 what is this
Scot's answer
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Answered on January 12, 2012
If you continued to pay your mortgage according to contact terms during your bankruptcy you should dispute this credit report item.
Archived
I own a home in florida and I want to sign a life deed for my mother. She declared bankruptcy last year.
Scot's answer
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Answered on January 12, 2012
If your mother filed a Chapter 7 bankruptcy and has been granted a discharge then there should be no problem with putting her on title. Does the...
Archived
Should i file a motion to dismiss?
Scot's answer
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Answered on January 11, 2012
The fact that summary judgment was denied to the creditor does not mean that you are entitled to a dismissal. It doesn't sound as if you would have...
Archived
I paid $25K in tax debt from a previous marriage. My ex husband paid ZERO towards this debt, though we was responsible to do so.
Scot's answer
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Answered on January 11, 2012
If you have a divorce judgment that makes responsible for a portion of the tax debt then you can sue him to recover the portion that he should have...
Archived
I have filed for bankruptcy and my house is included can i move out or do I have to live there
Scot's answer
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Answered on January 11, 2012
The phrase "my house was included" does tell me enough about the status of your house obligation. Are you behind on your mortgage? Is it your...
Archived
In chp13 and missed Dec payment, will court dismissed my case?
Scot's answer
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Answered on January 11, 2012
You should be fine if you send the December payment immediately and make your January payment on time. Keep proof of the December payment. Often it...
Archived
Calls from Collectors.
Scot's answer
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Answered on January 11, 2012
Debt collectors have found that they are better able to avoid being sued for violations of the debt collection statutes by putting nothing in...
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