My credit reports, state that my mortgage was closed by my bankruptcy. It was not; I still pay my mortgage. What should I do?
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Answered on January 13, 2012
If you did not reaffirm you mortgage then many mortgage companies will refuse to report post-bankruptcy payments. They take the position that if...
Archived
Do I have a constructive discharge case?
Scot's answer
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Answered on January 13, 2012
I think it is important to consult with an attorney before taking action. Co-worker harassment cases are difficult and claims involving union...
How could I propose a settlement to my lender as an alternative to a car repossession?
Scot's answer
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Answered on January 13, 2012
In a Chapter 7 or Chapter 13 bankruptcy you may be able to force the lender to accept the value of the car rather than the loan balance. Obviously...
Archived
How do I file a motion to stop garnshement of my bank account
Scot's answer
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Answered on January 13, 2012
You may need to consider incorporating your business so that your creditors cannot reach the business assets. If you are having creditors coming...
Archived
Can a debt collector come on your job and threaten to have you arrested and can they call your work place
Scot's answer
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Answered on January 13, 2012
These are serious violations of the debt collection laws. You should consult with at attorney and look into filing a police report.
Archived
How do I find a medical malpractice attorney who isn't scared off by the "caps" on awards?
Scot's answer
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Answered on January 13, 2012
This is the wrong subject panel for this question. Please repost to appropriate area.
Archived
Collecting a debt
Scot's answer
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Answered on January 13, 2012
Judgments are generally collection in one of three ways: (1) garnishing wages, (2) garnishing bank accounts, and (3) as a lien against real...
Archived
In chapter 7, do I still need to list a vehicle that as repossessed over 3 years ago on my Statement of Financial Affairs?
Scot's answer
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Answered on January 13, 2012
No you do not need to list it on the Statement of Financial Affairs. If there is a debt related to the repossession then you need to list it on...
Archived
Civil recovery in Washington DC. Is the procedures the same in all states if I ignore Tenan law will they go away?
Scot's answer
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Answered on January 13, 2012
You should not ignore. The demand is likely for a civil penalty for shoplifting and this does not depend on any criminal prosecution. This is also...
Archived
I received a medical malpractice structured settlement and am on social security disability. Can these be garnished
Scot's answer
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Answered on January 13, 2012
If you agree to have the company perform the service without an agreement on price you are responsible for the reasonable value of the services...
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