Archived
I purchased a used car, had mechanical problem, said they would take back, now they changed their mind. Can they do that?
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Answered on January 19, 2012
This is a question that will required a review of your contract with the dealership and more facts about the status of the car. Generally oral...
Archived
Need options outsde BK. Can credit card $9k garnish wages in OK? Nvr been through this. Want 2mk pmts or something but wnt allow
Scot's answer
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Answered on January 19, 2012
It sounds like you are in a tough situation. Bankruptcy is reported on your credit report for ten years while most other bad information is...
Archived
Does an out-of-state debt collector company have to be licensed in CT to do business in CT?
Scot's answer
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Answered on January 19, 2012
No, generally debt collectors collecting education debts are operating under federal law and do not require state registration. Even if this were...
Archived
My mom defaulted on cc payments 3 years ago could she get arrested, a cop came asking for her yesterday?
Scot's answer
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Answered on January 18, 2012
No, she cannot get arrested for defaulting on credit card debts or for missing a court date.
Archived
Been sued by a credit card company
Scot's answer
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Answered on January 18, 2012
The fact that you are being sued by FIA Card Services rather than Bank of America is not likely to give you a defense to the debt. It is highly...
Archived
I keep getting calls from a law office about a check fraud case against me.
Scot's answer
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Answered on January 18, 2012
You should write to the law office and dispute the debt under the Fair Debt Collection Practices Act (FDCPA). They should then provide you with...
Archived
What are my options if I am unsure if I owe a debt from 2005 that I have just been contacted about?
Scot's answer
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Answered on January 18, 2012
You should write a letter to the collection agency disputing the debt. They will then be legally obligated to provide you with information...
Archived
I have a bill from the hospital back in 2001 and it was sent to the collection agencies can they still go after me now 2012
Scot's answer
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Answered on January 17, 2012
It is likely that the statute of limitations has passed but generally the statute of limitations is going to start from when you last made a...
Archived
CHAPTER 7 FILED IN DEC.2011
Scot's answer
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Answered on January 17, 2012
The refund you received in March 2010 would be your 2009 taxes. Did you mean that you received you 2010 tax refund in March 2011. I don't think...
Archived
In a debt collection trial does the plaintiff take the risk that if their side does not prevail that they will have to pay the
Scot's answer
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Answered on January 17, 2012
Generally the recovery of attorney fees will only occur if there is a contract, eg credit card agreements. The cost of the trial depends on the...
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