Archived
I own a home and have been unemployed for a few years. If I declare bankrupt will I lose my home.
Diane's answer
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Answered on February 15, 2013
Since the mortgage holder has a lien on your house, with or without bankruptcy, you will lose your house (foreclosure) if you don't keep up the...
Archived
After a Chapter 7 bankruptcy, do I need to reaffirm a mortgage in order to re-finance? It is over 2 years since my discharge.
Diane's answer
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Answered on February 15, 2013
No such thing. The reaffirmation agreement had to be prepared by the mortgage bank, signed by you, by your attorney AND approved by the BK judge...
Archived
I AM OVER $ 25000 IN DEBT AND CAN NO LONGER HANDLE THE FINANCIAL PMTS - HOW COSTLY IS FILING AND WILL I LOSE MY HOME ?
Diane's answer
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Answered on February 15, 2013
Sounds like you probably qualify for a Ch.7. I will allow CA attorneys to tell you about fees and your available exemptions to protect your...
Archived
What qualifies as bankruptcy malpractice? I think I may need a lawyer to help me on my Chapter 7 case.
Diane's answer
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Answered on February 15, 2013
In my opinion your BK attorney should have told you to have an appraisal (costs $$$) or at least a CMA (free) BEFORE you filed your petition. ...
Archived
What can I do to protect my own right when my fiance maxed out my credit card and hide himself in another country?
Diane's answer
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Answered on February 15, 2013
Sorry to hear that you have been taken to the cleaners by your fiance. This is YOUR debt. If you can't make the payments, consult with a...
Archived
How do i go about filing for temporary custody and get rid of back child support that i should not have to pay?
Diane's answer
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Answered on February 15, 2013
It is unethical for an attorney to make the first call to you. Give me a call and we can discuss. I am sorry to tell you that past due child...
Archived
Last year I filed ch 7 bankruptcy in Wisconsin RIGHT after I did my taxes. Will I get to keep my tax return this year?
Diane's answer
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Answered on February 15, 2013
If the trustee did not ask for copies of your tax return, you are probably safe. But do call your BK attorney. Good luck.
Archived
Have auto crash for $10,000 can i file for chapter 7 by myself i don't have no income the crash is all i owe whats the steps
Diane's answer
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Answered on February 15, 2013
You cannot properly fill out the 50 pages of a BK petition, with VERY technical language. Hire an attorney. Good luck.
Archived
If i sign with a bankruptcy attorney and don't with them can i file and sign with another one i sign paper but didn't pay
Diane's answer
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Answered on February 15, 2013
Don't file by yourself, bankruptcy is WAY TOO technical. I don't understand the question. You may choose whatever BK attorney you want, and you...
Archived
When you "back out" of Chapter 13 Bankruptcy, do you resume loan payments on surrendered property that was part of the plan?
Diane's answer
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Answered on February 15, 2013
Since your landlord's Ch.13 was dismissed (probably for failure to make Plan payments), he can keep the property until it is foreclosed upon. ...
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