Archived
My wife and I own and live in our home. Life estate was conveyed to our 2 children. One child filed chapter 7.
Diane's answer
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Answered on March 18, 2013
Bankruptcy is a VERY complex process, made more complex because of your "life estate." Discuss with experienced bankruptcy attorney. Good luck.
Archived
Hello, I was sued as a defendant for credit card debt of $16,545.46. I was laid off last November and don't have a house and car
Diane's answer
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Answered on March 18, 2013
STOP! Don't withdraw your 401k. Taxes will eat it up PLUS it is protected in the bankruptcy process. Time to talk with a BK attorney before the...
Archived
What are the requirenents or paper work that i can submitted in order for me to pay less child support...my exi making more
Diane's answer
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Answered on March 18, 2013
Say what? You are living with your daughter? Get an attorney ASAP to terminate the child support.
Archived
I am considering bankruptcy, can I include my HOA dues.
Diane's answer
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Answered on March 18, 2013
Only those dues that are owing as of the date you file your bankruptcy petition. Any post-filing HOA dues are still YOUR responsibility up until...
Archived
My child just turned 18 & still in high school, she graduates in June but just moved out. Can I still claim her as a joint child
Diane's answer
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Answered on March 18, 2013
Child Support Division will start dividing the child support from your ex-husband and send part of it to your daughter.
Archived
I won a judgment in small claims court. Debtor filed bankruptcy this month. Can I claim this a loss on my 2013 income taxes?
Diane's answer
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Answered on March 18, 2013
Ask your tax preparer.
Archived
How long does a mortgage company have to get reaffirmation forms to you after you file chap 7?
Diane's answer
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Answered on March 18, 2013
In my experience, mortgage companies often don't ever send reaffirmation agreements. Your bankruptcy will likely close BEFORE you get one. If you...
Archived
Chapter 7. Confused about discharging tax debt. Would 2010 taxes qualify?
Diane's answer
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Answered on March 18, 2013
Nope! After 4/15/13 your 2009 taxes would be dischargeable.
Archived
Can a payment made to my niece, as described in Statement of Financial Affairs section 3(c), be claimed as an exemption?
Diane's answer
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Answered on March 18, 2013
PLEASE consult with a bankruptcy attorney! If you paid "too much" money to your niece, the BK trustee can demand that she pay it to HIM, so he can...
Archived
Can I reaffirm mortgage after discharge and if so would that start my discharge date over as if its a new case?
Diane's answer
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Answered on March 18, 2013
Too late to do a reaffirmation agreement. Must be done and approved by the court BEFORE your BK is closed.
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