When should I file for bankruptcy if still current on all bills but know I will fall behind once new principal payments start?

I suggest you meet with a BK attorney soon to plan the timing of your bankruptcy filing. There are many factors to consider. Good luck.

With a Chapter 7 discharge, is a secured creditor allowed to continue seeking a judgment against me in a local court?

Make sure both the court and the creditor's attorney has a copy of your Notice of Bankruptcy (issued by the court). If you have received your...

Please, invest in a consultation with a BK attorney in your area.

What does a "Notice of Chapter 7 Bankruptcy Case, Meeting of Creditors, & Deadlines" letter mean?

Child support cannot be wiped out in bankruptcy. But, he is required to list you as a creditor. You are welcome to go to the hearing and ask...

I had my property taken by the city for back taxes. I have money owed to me after the sale of the property and the taxes were

It seems to me, if you owned any equity in the property when it was sold, the city should just issue you a check. Call them to discuss it. If you...

Do i owe my mortgage if they were included in my ch.7 and never received a reaff?

You have no obligation on either mortgage. When the house is foreclosed upon, you can just walk away.

Who has the father rights, the biological father who order a paternity test? or the father on the birth certificate?

Yes, you HAD "rights" that have now been compromised because you allowed the biological father to have the child for a year. I STRONGLY suggest...

Can I claim exempt on any portion of my tax refund money?

You are bordering on improper preferential transfer. I would either discuss this with your BK attorney, or wait until ALL the money is gone. Yes,...

I wish to find out what happens to my credit card debt when I die.

i agree with Ms. Bunce. Time to discuss this with an Estate Planning attorney. PLEASE, do NOT transfer your home to your son or daughter while...

Is my deposit refundable?

Under the disciplinary rules for OREGON attorney, you would get ALL the money back. Check with the MI Bar Association to see what your remedies...