Archived
So what purpose does it serve to have the U.S. Bankruptcy court to discharge a debt if it can't be enforced on the debtor.
Diane's answer
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Answered on August 31, 2013
There is still a lien on your house. If you don't make the payments, the mortgage bank can still foreclose.
Archived
Is there anything I can do to about the certified IRS letter I got saying my ex husband and I owe over $1000?
Diane's answer
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Answered on August 30, 2013
You MAY qualify as an "injured spouse." Check with a CPA.
Archived
Why creditors might come to the trustee meeting ?
Diane's answer
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Answered on August 30, 2013
Usually only secured creditors, defrauded creditors and lay creditors show up.
Archived
Motion to Reopen Chapter 7 Bankruptcy case
Diane's answer
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Answered on August 30, 2013
An experienced BK attorney in your area would know whether or not your district court allows cases to be re-opened for these purposes. IF allowed,...
Archived
If I hire a lawyer to do my bankruptcy vs doing it myself am I still eligible to apply for the filling fee waiver?
Diane's answer
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Answered on August 30, 2013
In the District of Oregon, there are no fee waivers, just installment payments of the $306 filing fee. And you don't qualify if you have an...
Archived
Did Pres. Obama make changes where some student loan debt is now dis chargeable or can be forgiven?
Diane's answer
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Answered on August 30, 2013
Under current law, student loans cannot be discharged. President Obama has recently made speeches wherein he wants to "forgive" student loans that...
Archived
Can debts owed to education institutes be filed under #7 bankruptcy?
Diane's answer
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Answered on August 30, 2013
If this debt is defined as "student loans" it cannot be discharged in bankruptcy. Take the loan papers to a bankruptcy attorney to review. Good...
Archived
Can student loan debt be included in a Chapter 7 bankruptcy?
Diane's answer
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Answered on August 30, 2013
Sorry, no. President Clinton signed a law in the 1990's, changing the bankruptcy statutes, making student loans non-dischargeable.
Archived
Can court ordered restitution from a criminal case be included in a Chapter 7 bankruptcy ?
Diane's answer
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Answered on August 30, 2013
Sorry, no.
Archived
I just recently filed chapter 7 bankruptcy, still making current payments on my house although it is not reaffirmed.
Diane's answer
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Answered on August 30, 2013
Yes, if there are enough exemptions (protections) in your state to cover all the equity.
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