Do I have to answer yes to bankruptcy question on apartment application when my bankruptcy was discharged in April of 2003?
Diane's answer
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Answered on September 03, 2013
The truth is always best in the long run. You DID file bankruptcy, so the correct answer is "yes." PS: they are going to find out anyway.
Archived
Are small [e.g., 10%, to 20%] creditor set-asides of the legislatively proscribed payment priority often granted by the bk ct?
Diane's answer
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Answered on September 03, 2013
Are you referring to Ch.7 or Ch.13?
Archived
IF I HAVE COMPLETED A CHAPTER 13 AND WANT TO FILE A CHAPTER 7 AM I DUE ANY FUNDS I PAID INTO THE CHAPTER 13?
Diane's answer
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Answered on September 03, 2013
Say what? Unless your bankruptcy attorney told you that, ignore it. If you file a Ch.7, I recommend you start with a consultation with your Ch.13...
Archived
Chapter 7 and Lien Perfection-New York State
Diane's answer
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Answered on September 03, 2013
Really? You are doing this without advice from a bankruptcy attorney! Take all your paperwork to an attorney and invest in a consultation.
Archived
Does a creditor get a small % of unsecured debt (i.e. 10-20%) if you are named-among others-on a trust of a home w/50k equity
Diane's answer
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Answered on September 03, 2013
But, the key is that the house is only exempt IF you, the debtor, are residing in it at the time of bankruptcy.
Archived
Is it legal to garnish wages for a credit card in the state of california without consulting the person 1st?
Diane's answer
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Answered on September 03, 2013
They can't garnish your wages until after they get a judgment against you.
Archived
I am a father trying to established paternity. I filed paperwork and Mother will not respond to the state.
Diane's answer
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Answered on September 03, 2013
You need to consult with a family law attorney in order to get "service via publication" accomplished on her. Good luck.
Archived
What would you speculate happened and may happen in a bk case that just passed the three year anniversary of the petition date?
Diane's answer
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Answered on September 03, 2013
If this is a Ch.13, ALL cases last between 3-5 years. If this is a Ch.7, it has lasted 3 years because there are non-exempt assets that the...
Archived
No grants were awarded because parental income was high, but it turns out they aren't my parents. I got loans instead. Now what?
Diane's answer
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Answered on September 03, 2013
I am certain that "parental" income on the grant application applied to your step-father as well as your mother. A grant is welfare from the...
Archived
DO U ANSWER QUESTIONS ON BANKRUPTSY?
Diane's answer
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Answered on September 03, 2013
Dave: You can't transfer assets into others' names, then file bankruptcy as there is a 2-year lookback period. In other words, the trustee will...
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